Uber's services have revolutionized modern travel. With a simple tap on your smartphone, you can get a ride almost anywhere, simplifying the way we move around. Despite its convenience, risks still exist. Crashes can still take place, and when they do, passengers may suffer injuries.

This article explores typical Uber accident injuries, the process of determining fault, along with legal options for pursuing a claim.

Typical Injuries in Uber Accidents

When riding in an Uber, a wide range of injuries, especially during collisions or accidents. Some frequent injuries include:

Whiplash: Neck strain, also known as whiplash, is common in rear collisions, which can lead to significant discomfort. Symptoms can be delayed, making it harder to recognize early on.

Broken Bones: Broken bones are common in severe crashes. They may need surgery or prolonged recovery time.

Head and Brain Injuries: Brain injuries, including concussions, are often serious after crashes. They can lead to lasting cognitive and health challenges.

Herniated Discs and Paralysis: Accidents can cause serious spinal issues, including disc herniation and paralysis. They often result in long-term pain and expensive treatments.

Strains and Sprains: Soft tissue injuries like sprains and strains are common in car accidents. Though less visible, they can cause significant discomfort.

Deep Cuts and Wounds: Sharp debris from accidents may cause deep wounds. Lacerations can lead to stitches, scars, and even infection.

Determining Liability in Uber Injury Cases

Liability in Uber-related accidents can be complicated. Multiple parties might share the blame for an accident. Liability can include the Uber driver, other drivers, or even third parties.

Driver Liability: If the driver was negligent, distracted, or driving recklessly, they might be liable. Examples include speeding, DUI, or violating traffic rules.

Another Motorist: If another vehicle was at fault, their driver could be liable for the accident.

Uber as a Company: Although Uber classifies drivers as independent contractors, the company’s insurance might apply. Uber’s insurance includes a $1 million policy for accidents during trips.

Liability from Third Parties: Third parties, such as government entities or manufacturers, may be liable. Liability could extend beyond drivers, requiring investigation into other causes.

Insurance Coverage for Uber Accidents

Uber provides different levels of insurance depending on the status of the trip. The coverage changes website whether the driver is waiting for a ride, en route, or carrying passengers.

No App Usage: If the Uber driver is not using the app, they must rely on personal coverage.

Driver Online Without Passengers: Uber provides limited insurance coverage when a driver is available but not carrying passengers. This includes up to $50,000 per person for injuries and $25,000 for property damage.

Driver En Route or During a Ride: Once the driver is picking up or transporting a passenger, Uber offers much higher coverage. This includes $1 million in third-party liability coverage, uninsured motorist coverage, and collision coverage.

Filing a Legal Claim After an Uber Accident

In severe injury cases, legal action might be the best option if insurance fails. Legal action may result in financial recovery for hospital bills, lost income, and more.